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background-repeat: no-repeat; border: 0px solid #EFEFEF; border-top: 1px solid #EFEFEF; border-bottom: 1px solid #EFEFEF; font-size: inherit; margin: 0; overflow: hidden; padding: 5px 10px; text-overflow: ellipsis; white-space: nowrap; min-width: 155px;}.ui-autocomplete { max-height: 200px; overflow-y: scroll; overflow-x: hidden;}.ui-widget-content { border: 1px solid transparent !important; background: #ffffff !important; font-family: Arial !important; font-size: 15px !important; color:#343434 !important;}</style><table width="723" cellpadding="1" cellspacing="2"><tr><td colspan="2" class="celltext"><table width="100%" style="height:100%;" border="0" align="right" cellpadding="3" cellspacing="0"><tr><td width="50%" valign="top" align="center" class="textHF"></td></tr></table></td></tr><tr><td colspan="2" class="celltext" align="right" height="25" valign="middle"><a onClick="self.status='';return true;" onMouseOver="self.status='Return to the previous page';return true;" onMouseOut="self.status='';return true;" href="javascript:window.history.back()">< Back</a></td></tr><tr><td colspan="2" height="25" class="title">Today's Real Estate News and Advice</td></tr><tr><td colspan="2" class="text"><font size="1">Updated: Wednesday, July 15, 2020</font></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038788%2Dthe%2Dmortgage%2Dsecret%2Dthat%2Dcould%2Dsave%2Dyou%2Dthousands%3Frtmpage%3D">The Mortgage Secret That Could Save You Thousands</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">So whats the big secret? Paying your mortgage twice per month.nbsp;We know what youre thinking: How does paying double save me money? Let us explain. ... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038788%2Dthe%2Dmortgage%2Dsecret%2Dthat%2Dcould%2Dsave%2Dyou%2Dthousands%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038771%2Dopen%2Dshelving%2Din%2Dthe%2Dkitchen%2Dyay%2Dor%2Dnay%3Frtmpage%3D">Open Shelving in the Kitchen—Yay or Nay?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Does it have staying power or will it wither away once people come to terms with its lack of function? Will you love it or regret it if you rip out al... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038771%2Dopen%2Dshelving%2Din%2Dthe%2Dkitchen%2Dyay%2Dor%2Dnay%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1038772%2Dstrategic%2Dtrigger%2Dquestions%3Frtmpage%3D">Strategic Trigger Questions</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">My attention was drawn to three cleverly-insightful questions a designer used to qualify a prospective client and deliver a stunning, on-point life>Th... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1038772%2Dstrategic%2Dtrigger%2Dquestions%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1038745%2Dthings%2Dyou%2Dcan%2Ddo%2Dto%2Dhelp%2Dyour%2Dproperty%2Dappraise%3Frtmpage%3D">Things You Can Do to Help Your Property Appraise</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">First, the property must be in good condition with no deferred maintenance. While the appraiser does not perform a full physical inspection, thats the... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1038745%2Dthings%2Dyou%2Dcan%2Ddo%2Dto%2Dhelp%2Dyour%2Dproperty%2Dappraise%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1038117%2D5%2Dways%2Da%2Dhome%2Dgarden%2Dcan%2Dboost%2Dthe%2Daesthetic%2Dvalue%2Dof%2Dyour%2Dhouse%3Frtmpage%3D">5 Ways a Home Garden Can Boost the Aesthetic Value of Your House</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">A well-spruced and aesthetically-pleasing garden enhances the value of your property, especially if you plan to sell it anytime soon. Here are some th... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1038117%2D5%2Dways%2Da%2Dhome%2Dgarden%2Dcan%2Dboost%2Dthe%2Daesthetic%2Dvalue%2Dof%2Dyour%2Dhouse%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1022251%2Deasy%2Dhome%2Doffice%2Ddesign%2Dideas%2Dto%2Dboost%2Dyour%2Dproductivity%3Frtmpage%3D">Easy Home Office Design Ideas To Boost Your Productivity</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">As a Realtor, I spend a lot of my time working from home. Though I do take clients around, most of the "magic" happens over the internet. This is wher... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1022251%2Deasy%2Dhome%2Doffice%2Ddesign%2Dideas%2Dto%2Dboost%2Dyour%2Dproductivity%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhoaadvice%2Fitem%2F8386%2D20060628%2Dlawinsurance%3Frtmpage%3D">HOA Ordinance or Law Insurance</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">One example is the current standard of six inch versus four inch exterior walls to improve insulation performance. There are many other examples. The ... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhoaadvice%2Fitem%2F8386%2D20060628%2Dlawinsurance%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1038699%2Dis%2Dit%2Dtime%2Dto%2Dretire%2Dthe%2Dmaster%2Dbedroom%3Frtmpage%3D">Is It Time to Retire the Master Bedroom?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">The Houston Association of REALTORS HAR has announced it will no longer sanction the use of master bedroom or master bathroom in its MLS descriptions.... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fagentnews%2Fagentadvice%2Fitem%2F1038699%2Dis%2Dit%2Dtime%2Dto%2Dretire%2Dthe%2Dmaster%2Dbedroom%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038685%2Ddo%2Dyou%2Dneed%2Dperfect%2Dcredit%2Dfor%2Da%2Drefi%3Frtmpage%3D">Do You Need Perfect Credit For A Refi?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Minimum credit scoreA score above 700 is generally considered to be excellent and will open up your refinance options. But, contrary to what you may t... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038685%2Ddo%2Dyou%2Dneed%2Dperfect%2Dcredit%2Dfor%2Da%2Drefi%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1038684%2Dfinancing%2Da%2Dvacation%2Dhome%2Dvs%2Dan%2Dinvestment%2Dproperty%3Frtmpage%3D">Financing a Vacation Home vs. an Investment Property</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">There are distinctions and rates and terms can be different as it >The primary requirement is the property needs to be occupied by the owners for 30 o... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1038684%2Dfinancing%2Da%2Dvacation%2Dhome%2Dvs%2Dan%2Dinvestment%2Dproperty%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038667%2Dshould%2Dyou%2Drefinance%2Dfrom%2Dan%2Dfha%2Dloan%2Dto%2Da%2Dconventional%2Dloan%3Frtmpage%3D">Should You Refinance From An FHA Loan To A Conventional Loan?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">However, the ongoing private mortgage insurance PMI you have to pay when you have an FHA loan makes your monthly payments more expensive. And, unlike ... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038667%2Dshould%2Dyou%2Drefinance%2Dfrom%2Dan%2Dfha%2Dloan%2Dto%2Da%2Dconventional%2Dloan%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1038644%2Dpreparing%2Dyour%2Dhome%2Dfor%2Dsale%2Dduring%2Dthe%2Dpandemic%3Frtmpage%3D">Preparing Your Home for Sale During the Pandemic</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">By now, youre probably getting pretty good at making adjustments in your everyday life to protect the health and safety of yourself and those around y... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fsellersadvice%2Fitem%2F1038644%2Dpreparing%2Dyour%2Dhome%2Dfor%2Dsale%2Dduring%2Dthe%2Dpandemic%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1038646%2Dthinking%2Dof%2Da%2Dremodel%2Dhere%2Dare%2Dyour%2Dfinancing%2Doptions%3Frtmpage%3D">Thinking of a Remodel? Here Are Your Financing Options</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">The obvious way is to pay cash. Its quick, interest-free and you can tap into a checking or savings account pretty much anytime you need it. You get a... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fmortgage%2Dadvices%2Fitem%2F1038646%2Dthinking%2Dof%2Da%2Dremodel%2Dhere%2Dare%2Dyour%2Dfinancing%2Doptions%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1035271%2Dwhat%2Drooms%2Dto%2Dfocus%2Don%2Dwhen%2Dflipping%2Da%2Dhouse%2Dfor%2Dcheap%3Frtmpage%3D">What Rooms to Focus on When Flipping a House For Cheap</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Create a Multifunctional Spare RoomMany homes today have a spare room that tends to be slightly smaller than the others. In older homes, this room mig... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1035271%2Dwhat%2Drooms%2Dto%2Dfocus%2Don%2Dwhen%2Dflipping%2Da%2Dhouse%2Dfor%2Dcheap%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1035258%2Dyour%2Dultimate%2Dguide%2Dto%2Dkitchen%2Dbacksplash%2Dmaterials%3Frtmpage%3D">Your Ultimate Guide to Kitchen Backsplash Materials</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Tilesnbsp;You have a few options when it comes to the type of tile you choose, ceramic, glass, or natural stone. Tile is a popular choice because its ... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1035258%2Dyour%2Dultimate%2Dguide%2Dto%2Dkitchen%2Dbacksplash%2Dmaterials%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038608%2Ddon%2Dt%2Dwant%2Dto%2Dgo%2Dto%2Da%2Dhotel%2Dbring%2Dthe%2Dhotel%2Dbed%2Dhome%2Dwith%2Dyou%3Frtmpage%3D">Don’t Want To Go To A Hotel: Bring The Hotel Bed Home With You</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">WestinIf youve slept in a Westin hotel room, you know how comfy their Heavenly Bed is. You can order the mattress and box spring, and all the accessor... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhomeownersadvice%2Fitem%2F1038608%2Ddon%2Dt%2Dwant%2Dto%2Dgo%2Dto%2Da%2Dhotel%2Dbring%2Dthe%2Dhotel%2Dbed%2Dhome%2Dwith%2Dyou%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhoaadvice%2Fitem%2F8295%2D20060719%2Drecency%3Frtmpage%3D">Frequency of Recency in HOAs</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">This kind of thinking can be pervasive in the homeowner association environment.In the heat of discussion, the most recent hot topic can loom large an... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fhoaadvice%2Fitem%2F8295%2D20060719%2Drecency%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td width="3%" class="celltextcolor"><img src="../megatemplate/images/bullet.gif" width="19" height="19"></td><td width="97%" class="celltext"><a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1038591%2Dwhen%2Dit%2Dcomes%2Dto%2Dreal%2Destate%2Ddoes%2Dsize%2Dmatter%3Frtmpage%3D">When It Comes To Real Estate, Does Size Matter?</a></td></tr><tr><td colspan="2" class="celltext"><table width="100%" border="0" cellspacing="0" cellpadding="3"><tr><td class="text">Think in terms of usable space, not square footageYou may have 3,000 square feet in your mind as your desired space. But whats really important is how... <a href="../megatemplate/renews_article.asp?Id=3170952&articleurl=https%3A%2F%2Frealtytimes%2Ecom%2Fconsumeradvice%2Fbuyersadvice%2Fitem%2F1038591%2Dwhen%2Dit%2Dcomes%2Dto%2Dreal%2Destate%2Ddoes%2Dsize%2Dmatter%3Frtmpage%3D">FULL STORY -></a></td></tr></table></td></tr><tr><td colspan="2" class="text">Copyright &#169;2020 <a href="http://realtytimes.com/rtcpages/contactus4.htm" target="_new">Realty Times</a>￿. All Rights Reserved</td></tr><tr><td height="100%" colspan="2" valign="top" class="celltext"> </td></tr><tr><td colspan="2" class="celltext"><table width="100%" height="100%" border="0" cellpadding="3" cellspacing="0"><tr><td valign="top" align="center" class="textHF"></td></tr></table></td></tr><tr><td height="100%" colspan="2" valign="top" class="celltext" align="center"><a href="http://www.resionline.com" target="_blank"><img src="../megatemplate/images/resilogo.png" border="0"></a></td></tr></table>